1. Resolution 1:
Save your Christmas bonus and 13th month pay and every time you get paid set aside 10%-15% of your salary to a deposit account or even better in a market account. Open an account from one of the major unit trust funds like Mutual fund company of the Philippines which usually pays a higher interest rates than banks.
2. Resolution 2:
Plan for your retirement - get a social security or apply for a pension plan with a reputable company like phil plan inc.
3. Resolution 3:
Get help, it is better to get advice from the expert like financial planners.
4. Resolution 4:
Talk to family members and friends regarding your plans, it is better to get a second opinion before venturing into any financial undertaking.
5. Resolution 5:
Don't be greedy, be patient.
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